The greatest and fastest time-to-value in the Property and Casualty ecosystem.

The proof of value process

Securely Upload Data

Securely upload your datasets to our platform. During your Proof of Value, our platform maps these internally with our proprietary data and thousands of new datapoints per person. Our platform’s deep learning algorithms then automatically generate models customized to your book of business. A back test quantifies performance using verifiable validations.

Quantify Risk

Each record in the blind validate set receives a Thinkalike® score. The actuarial Loss Ratio Thinkalike score predicts frequency, severity, and pure premium. The classifier Thinkalike scores quantify how much more or less likely than average the prospect is to engage in the risk behavior.  


Translate to ROI

In addition to the Thinkalike scores, the OnPoint platform creates three other easy-to-use outputs: a suite of explainable analytics, lift charts, and a Return on Investment (ROI) calculator that quantifies the incremental savings from deploying Thinkalike scores.   All of these outputs are available within the first week of uploading your datasets.

Pinpoint generates custom, behavioral-economics-based, scores in just days – not the weeks or months it takes to develop other insurance propensity scores.  In response to growing client demand, we have invested in running our deep-learning models on GPUs, which complete model training 30x faster than before. This extraordinary processing brings the power of individualized intelligence to our clients more quickly than ever before. New clients in our Proof of Value process benefit from this investment as well.

Pinpoint safeguards the privacy of our clients and their customers:

  • Our patent-pending modeling method generates individual-level behavioral-economic models with complete user pseudonymization.
  • Client PII is deleted within 45 days of onboarding.
  • Pinpoint is fully CCPA compliant, and privacy-safe by design.


  • We monitor privacy and insurance regulations on an ongoing basis to ensure continued compliance and security.
  • We do not scrape customer data.
  • Our systems are continuously monitored by Vanta for SOC2 Type II compliance.